insurance not generally included in shipping and handling charges unless explicity requested and paid for.

• FedEx ground automatically includes $100 insurance although we have never managed to collect any claim from them.
• USPS mail insurance is available at extra charge, although we have never known of anyone to collect on a claim.
• International shipments tend to have very restrictive upper insurance limits.
• LTL freight insurance is standard but limited to 10 cents per pound which is meaningless for anything but scrap steel.
• Optional additional insurance is available for LTL shipment through freightquote.com with a premium that can be as high as 10%.
• Backhaul shipments are automatically insured to $100,000 limited by the actual damage or fair market value of the item.
• If you want insurance, you have to explicitly ask for it and pay in advance.

We are not big on insurance.  We have never succeeded in collecting on a claim.  In a very limited number of cases, we might suggest it for exceptionally high value items.  We tend to favor putting money that would otherwise go to insurance, into extra protective packing/crating and good shipment traceability.

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